PNC Smart Access Prepaid Visa Card Review

PNC Smart Access Prepaid Visa Card Review

The PNC SmartAccess card may be a good option for a basic card within the PNC solution area. It lacks some features that users might however find important. And people not in the 19-state PNC area might be better offered with another card.

PNC SmartAccess — At-a-Glance

Features

Card Limitations

PNC SmartAccess Prepaid Card Overview

The PNC SmartAccess Prepaid Visa Card is provided by PNC Bank, that has branch and locations that are ATM 19 states. The SmartAccess card can be utilized for purchases anywhere that Visa debit cards are accepted–either online or in-store.

The card can be a good choice among prepaid cards for existing PNC banking customers or those in its service area. It offers a fee that is simple and fee-free ATM access at PNC ATMs. Nonetheless, for other individuals, ATM charges can truly add up plus some features that are important like mobile check deposit, are lacking.

Options that come with the PNC SmartAccess Prepaid Visa Card

The PNC SmartAccess Prepaid Visa is a no-frills card. This has the fundamental features common to the majority of prepaid cards, like free deposit that is direct. It has a app that is mobile however with limits.

Mobile Phone App. The PNC provides a app that is mobile both iOS and Android os products to check on balances and view deal history. But, the mobile software doesn’t give check deposits.

No-Fee Cash Withdrawals. One of many great things about the PNC SmartAccess card is the fact that it includes no-fee ATM withdrawals. The drawback is the fact that it is limited to PNC ATMs. PNC ATMs can here be located online.

PNC SmartAccess charges

The PNC SmartAccess prepaid credit card has a simple charge framework.

The card charges a $5 fee that is monthly no deal fees, with no activation charges. The monthly cost is mostly about normal for cards that fee a fee that is monthly. But, where some prepaid cards provide to waive the fee that is monthly there’s not a way to waive the monthly charge with PNC’s card. Read More